Four Major Social Insurance Enrollment Certificate: How to Get It and Where to Use It (2026)
What Is the Four Major Social Insurance Enrollment Certificate?
The four major social insurance enrollment certificate (4대보험 가입확인서) is an official document proving that you are currently enrolled in Korea's four social insurances: National Pension (국민연금), Health Insurance (건강보험), Employment Insurance (고용보험), and Industrial Accident Compensation Insurance (산재보험). It is required in a wide range of situations — employment, job changes, loans, visa applications, housing subscription (청약), and more — so knowing how to obtain it in advance will save you considerable time.
Note for foreign workers: Your employment contract may specify terms that differ from the statutory minimums, but enrollment in the four major insurances is a legal obligation, not a contractual option.
This article does not cite specific court rulings and is written primarily with reference to the relevant statutory provisions.
Legal Basis for Mandatory Enrollment
Enrollment in the four major social insurances is a legal obligation, not a choice.
- National Pension: Under Article 8 of the National Pension Act (국민연금법 제8조), workers aged 18 or older and under 60 are mandatory subscribers.
- Health Insurance: Under Article 6 of the National Health Insurance Act (국민건강보험법 제6조), all workers at workplaces are automatically enrolled as workplace subscribers (직장가입자).
- Employment Insurance: Under Article 8 of the Employment Insurance Act (고용보험법 제8조), the insurance applies to any business that employs workers, and the employer bears the obligation to report the acquisition of insured status.
- Industrial Accident Compensation Insurance: Under Article 6 of the Industrial Accident Compensation Insurance Act (산업재해보상보험법 제6조), the insurance applies automatically to all businesses that employ workers.
Workers employed for fewer than 15 hours per week (ultra-short-hour workers, 초단시간 근로자) may have limited coverage under National Pension and Health Insurance, but Employment Insurance and Industrial Accident Insurance apply to them in principle.
How to Obtain the Certificate: Online Is Fastest
① Four Major Social Insurance Information Linkage Center (www.4insure.or.kr)
This is the most convenient method. Log in with your joint certificate (공동인증서, formerly a public certificate), then go to the "Certificate Issuance" menu to check and print your enrollment status for all four insurances at once. Both workers and employers can look up enrollment status here.
② Government24 (www.gov.kr)
You can also obtain the "Four Major Insurance Enrollment History Certificate" free of charge through Government24. It is integrated with the unified civil service portal, making it easy to handle alongside other administrative documents in one visit.
③ Individual Agency Websites
- National Health Insurance Service (nhis.or.kr): Issue the Health Insurance Eligibility Gain/Loss Certificate (건강보험 자격득실확인서)
- National Pension Service (nps.or.kr): Issue the Enrollment Certificate (가입증명서)
- Korea Workers' Compensation & Welfare Service (comwel.or.kr): Confirm Employment and Industrial Accident Insurance enrollment
④ In-Person at Branch Offices
If you have difficulty using the internet, visit the nearest branch of the National Health Insurance Service, National Pension Service, or Korea Workers' Compensation & Welfare Service with your ID, and the certificate will be issued immediately.
Notes by Submission Destination
| Destination | Commonly Required Document |
|---|---|
| Financial institution (loan) | Health Insurance Eligibility Gain/Loss Certificate or Four Major Insurance Enrollment Certificate |
| Visa / Immigration | Health Insurance Premium Payment Confirmation + Enrollment Certificate |
| Housing subscription / rental | Health Insurance Eligibility Gain/Loss Certificate |
| Job change / new employment | Employment Insurance Insured Status History (고용보험 피보험자격 이력내역서) |
Required documents vary by destination, so always confirm in advance what is needed.
2026 Four Major Insurance Contribution Rates at a Glance
The employee's share of insurance premiums as of 2026 is as follows:
- National Pension: Total rate 9.5% — employee's share 4.75%
- Health Insurance: Total rate 7.19% — employee's share 3.595% (long-term care insurance billed separately)
- Employment Insurance (unemployment benefit portion): Total rate 1.8% — employee's share 0.9%
- Industrial Accident Compensation Insurance: Entirely borne by the employer
If you want to know exactly how much will be deducted from your monthly pay, use the Annual Take-Home Pay Calculator at Workbear (workbear.kr). It automatically calculates four major insurance premiums and income tax to show your net take-home amount.
This article is for informational purposes only and does not constitute legal advice. For specific cases, consult a certified labor attorney (노무사) or lawyer.
Frequently Asked Questions
Can I get the four major social insurance enrollment certificate for free?
Yes. You can log in with a joint certificate 공동인증서, formerly a public certificate at the Four Major Social Insurance Information Linkage Center www.4insure.or.kr or the National Health Insurance Service website and print it free of charge. Free issuance is also available through Government24 www.gov.kr .
Is an employer obligated to confirm an employee's enrollment in the four major social insurances?
Article 48 of the Labor Standards Act 근로기준법 제48조 requires employers to prepare and retain wage ledgers. The National Health Insurance Act, National Pension Act, Employment Insurance Act, and Industrial Accident Compensation Insurance Act each impose on employers the obligation to report the acquisition of insured status. If a worker requests confirmation of enrollment, the employer must cooperate in enabling that verification.
I suspect I am not enrolled in the four major social insurances. How do I report this?
You can file a report separately with the Korea Workers' Compensation & Welfare Service 근로복지공단, for employment and industrial accident insurance , the National Health Insurance Service 국민건강보험공단, for health and long-term care insurance , and the National Pension Service 국민연금공단, for national pension . You may also contact the Ministry of Employment and Labor customer consultation center at 1350 no area code required . If an employer has failed to file the required report, they may be subject to a fine for negligence 과태료 under the relevant statutes.
Is the four major social insurance enrollment certificate different from the premium payment confirmation?
The enrollment certificate proves that you are currently enrolled in the four major social insurances, while the premium payment confirmation proves that insurance premiums have actually been paid. The document required may differ depending on where you are submitting it — for example, a financial institution loan or a visa application — so confirm in advance which document is needed.